I know. With the greatest of respect for book designers and internal formatters, formatting isn’t exactly the sexiest of topics for an author to consider.
But, if you don’t know how to format a book it can cost you a reader.
You’d much rather paint a new world on the canvas of your book than talk about unadorned, 12-point Times New Roman.
Chris The Story Reading Ape's Blog 
I’m one of those people who believe that simple, cleaning formatting makes the story easier to read. And isn’t that why we work so hard not to do anything that will jerk the reader out of the story? Indie or Trad., we should all make the effort to make our stories easy to read.
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