on Helping Writers become Authors:
We writers like think of ourselves as metaphoric magicians—sitting at our desks, spinning worlds out of nothing but words and imagination.
Pour a little research into the recipe, and our alchemy is complete.
Yet an ongoing question among writers is the evergreen quandary about whether or not we must “write what we know.”
In short, do you need personal experience to write about something?
Chris The Story Reading Ape's Blog 
I think many great authors have proven that you don’t need the experience.. just time, determination, and a good imagination.
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